Appraisal
ap·prais·al | ə-ˈprā-zəl
noun
A monetary evaluation, usually performed for insurance purposes by a certified gemologist
Appraisals provide specific details of any given piece of jewelry. These details are constructed on numerous factors, such as: clarity, proportion, color, size, blemish, and many other distinctive characteristics. There are two types of jewelry appraisals, a fair market appraisal and an insurance replacement appraisal. A fair market appraisal supplies the worth that a seller can anticipate from a buyer. An insurance replacement appraisal substitutes any given piece of jewelry with an equivalent. Appraisers are expert evaluators, therefore, whether the customer has a necklace, ring, watch, gemstone, or diamond he/she is in good hands. Appraisals are regarded as professional, honest, and reliable evaluations. Furthermore, some appraisers are willing to conduct in-home visits, allowing convenience and peace-of-mind for the customer.